Insurance

At Chicago Dental Arts, we’re fully committed to making dental care affordable for our patients and providing them with the highest quality of care. Our office takes most major insurances and PPO insurances. Before your appointment, we encourage you to call ahead and discuss your coverage with a friendly member of our staff. We can help get your paperwork set before you show up!

We accept most major dental insurances and PPOs, including:

  • Aetna PPO
  • Ameritas PPO
  • Blue Cross Blue Shield PPO
  • Careington PPO
  • Cigna PPO
  • Delta Dental PPO
  • Guardian PPO
  • Humana PPO
  • Metlife PPO
  • Principal PPO
  • United Concordia PPO
  • United Health Care PPO

How Much Will My Insurance Cover?

While no insurance plan will cover 100% of all procedures, having dental insurance to aid in the cost of care makes regular dental visits easier for most patients. Most insurance companies group dental procedures into three categories of coverage.

  • Preventative care may include regular cleanings, x-rays, and sealants. Many, if not most, dental insurance plans cover the full cost for preventative care services.
  • Basic care may include remedial procedures like extractions, fillings, root canals, and treatment for gum disease. Providers tend to cover between 70-80% of the cost.
  • Major care may include bridges, inlays, and dentures. The patient will pay the greatest amount out of pocket for these services.

A visit to an emergency dentist in Chicago is likely to be categorized depending on what specific services you receive. Many providers also categorize care in terms of ‘essential’ vs. ‘non-essential’ care. You may have also noticed that cosmetic services (whitening, veneers, etc.) are not included in this list. Though cosmetic procedures can do a lot of meaningful work to help patients feel better, they are elective and not covered by dental insurance.

Deductibles and Maximums

Most dental insurance plans include deductibles and maximums. Your plan’s deductible is the minimum amount that must be paid before the provider begins paying for services. A plan’s yearly coverage maximum refers to the total amount your provider will pay out for your care.

Uninsured? Become a Chicago Dental Arts Member

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We offer Kleer® memberships to help provide the greatest value for uninsured patients who wish to take advantage of our services. Chicago Dental Arts members have access to budget-friendly, comprehensive care options without the hassle of a classic plan. The Kleer® platform is easy to use, with transparent pricing and the ability to review your healthcare selections from a mobile device. Learn more.

General, Cosmetic, and Emergency Dentist in Chicago

Whether you’re visiting our emergency Dentist in Chicago for a routine dental exam or a more complicated procedure, we want you to feel calm and confident walking into our office. Dealing with paperwork can be a hassle, but our team works hard to make the process as streamlined as possible. Be sure to check out our offers to get the best deal on your service and review our financing options with CareCredit and Lending Club.

Contact us today to schedule an appointment or ask any questions you have regarding our insurance policy.

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